Your trusted mortgage and property finance partners

Who we are

At Colab, your mortgage is more than just a transaction. We view every client's journey as an opportunity to deliver tailored, collaborative advice, backed by years of experience.

Together, we’ll navigate the complexities of financing and find solutions that fit your needs, helping turn your property ambitions into reality.

Colab is led by Dan Bell and Sam Ludbrook, two highly experienced financial advisers with over 50 years of banking, mortgage broker and property experience between them.

Read on

Sam Ludbrook and Dan Bell, smiling

Our services

We’ve got decades of experience across home lending, commercial lending, property development finance and construction, so no matter what your goals are, we can help.

Collaborating with all the main banks and over 20 non-banks to find you the best deal.

And plenty more!

We help kiwis in all stages of life

  • We go beyond the mortgage, and guide you through the entire process from the beginning. From helping you understand your deposit options, working out how much you can borrow, navigating the buying process and eventually getting you the right home loan to suit you.

  • Upgrading? Downgrading? Side stepping? Buying and selling can be more complex than buying your first home. We’ll work together to help you decide whether to buy or sell first, sort the mortgage, and make sure your lending fits in with your future plans.

  • Having the right strategy is the key to any successful investment, and that includes getting the lending right. Don’t put all your lending in one basket, or assume things will work out on their own. We’ll help you keep on top of it and make sure your lending fits the bill.

  • We arrange bespoke lending solutions for new and experienced developers, builders and investors. We have access to all the banks, non-bank lenders and a range of private lenders to secure the best financing solution for your project. 

  • It’s not always easy for business owners to secure the right finance. With years of experience working with SME’s and self-employed business owners, and relationships with more than 25 different lenders, we will find the best solution for your needs. 

  • Our mortgage brokers can source customised lending solutions for older borrowers who don’t fit traditional long term mortgage criteria. Whether you’re looking to downsize, access equity, take out a reverse mortgage or get advice on how to structure a loan or gift to support your loved ones, we have a solution for you.

  • Buying property and securing a mortgage from overseas can be complex. With our expertise in lender credit policies and exchange rate impacts, we ensure you achieve the best solution and maximise your borrowing capacity.

Our customers say it best

  • One of the things I like about Dan (after his incredibly calm persona) is that he is quick to move. Because he understands the urgencies and intricacies of property investing, trading and development he has the ability to get the lending part done efficiently. It is gold having professionals like Dan on your side.

    - Matt C

  • Sam Ludbrook has been an invaluable partner in our development projects. His deep understanding of construction lending and commitment to delivering tailored solutions made a significant difference in helping our purchasers secure finance for their house and land packages. I can’t recommend Sam highly enough for anyone looking for a knowledgeable and dependable mortgage broker

    - Callum M

  • Could not recommend Dan Bell enough. His knowledge of the housing and mortgage market enabled us to make quick, informed decisions to secure our new home. We had a range of rates and providers to choose from and we're confident Dan got us the best deal in the market at the time. 100% recommend for anyone needing mortgage advice.

    - Tina C

  • We've consistently relied on Sam Ludbrook for mortgage advice for both our home and our investment properties. Sam's expertise has been instrumental in simplifying the often complex world of mortgage financing for us. Every time we chat with Sam, we feel more confident about where we're heading financially; his advice is always spot-on and tailored just for us

    - Charles & Cecilia

  • We have been working with Dan for advice on our fixed mortgages with Westpac. If it wasn’t for him we would’ve panicked and locked everything in for years at the worst possible time and rate! Highly recommended for insight and advice you can trust.

    - Claire & Aaron

Let’s chat.

Ph: 021 913 663

Email: info@colab.kiwi

Got a busy diary? Book us in for when suits you, and we’ll give you a call then.